Privacy Policy

1. Who we are

Sahlman Insurance Group, a brand of SAHLMAN LLC ("Sahlman," "we," "us," or "our"), is an independent life-insurance and financial-services agency headquartered at 227 W 4th St, Charlotte, NC 28202. You can reach us at Customerservice@sahlmaninsgroup.com or by phone at (704) 312-8212.

2. Information we collect

We collect information you provide directly when you fill out a form on our website. Depending on the form, this may include:

• Your name, email address, phone number, and state of residence
• Information about your insurance needs or interests (for quote requests)
• Career-related information such as experience level and availability (for career applications)
• Any message or additional details you choose to include

We also process limited technical information automatically when you visit our site. This information comes from the standard server logs our hosting provider generates in order to operate and secure the site, and may include:

• Browser type, device type, and operating system
• The pages you request and the date and time of each request
• Referring URL and general geographic region

We do not currently use third-party analytics, advertising, or session-recording tools on this site (see Section 6 below).

3. How we use your information

We use the information we collect to:

• Respond to your quote request, career inquiry, or message
• Connect you with a licensed Sahlman agent or team member appropriate to your inquiry
• Provide information about insurance products or career opportunities that may be relevant to you
• Improve our website, content, and user experience
• Comply with legal, regulatory, and compliance obligations

We do not use your information for automated decision-making or profiling for purposes unrelated to the inquiry you submitted.

4. We do not sell your data

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We are not in the business of selling data. The information you share with us is used solely to serve your inquiry and our legitimate business operations.

5. How we share your information

We may share your information in the following limited circumstances:

• Carriers and partners: If you request a quote or move forward with a policy application, we may share relevant information with the insurance carriers or financial services partners needed to fulfill your request. These partners are themselves subject to their own privacy policies and applicable law.
• Service providers: We use third-party service providers (such as our website hosting provider, form processors, and email platforms) to operate our website and business. These providers process information on our behalf and are contractually restricted from using it for other purposes.
• Legal requirements: We may disclose information if required to do so by law, regulation, legal process, or governmental authority.
• Business transfers: In the event of a merger, acquisition, or sale of all or a portion of our business, your information may be transferred as part of that transaction.

6. Cookies and analytics

Our website does not currently use third-party analytics, advertising, or session-recording tools, and we do not set third-party tracking cookies. The limited technical data described in Section 2 (such as server logs) is processed by our hosting provider to operate, secure, and troubleshoot the site.

If we adopt analytics or similar tools in the future (for example, a service such as Google Analytics), we will update this policy before or at the time those tools are deployed. You can disable cookies through your browser settings; note that doing so may affect the functionality of some parts of our site.

7. Data retention

We retain information submitted through our forms for as long as necessary to fulfill the purpose for which it was collected, respond to your inquiry, maintain business records, and comply with applicable legal obligations. When information is no longer needed, we dispose of it securely.

8. Your choices

You have the following rights regarding your personal information:

• Access and correction: You may request to access or correct personal information we hold about you.
• Deletion: You may request that we delete your personal information, subject to any legal retention obligations.
• Opt out of communications: You may opt out of any marketing communication at any time, by any reasonable method. For example: to stop text messages, reply STOP to any text. To stop marketing emails, use the unsubscribe link in any email or reply asking us to stop. To stop phone calls, tell the agent on the call or contact us using the details below. These are examples, not the only ways to ask — however you ask, we will honor it within ten business days, and opting out of marketing will not stop service messages about a policy or request you already have with us.

To exercise any of these rights, contact us at Customerservice@sahlmaninsgroup.com.

9. Children's privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can delete it promptly.

10. Security

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no transmission of data over the internet is 100% secure, and we cannot guarantee absolute security.

11. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of our website after a change constitutes your acceptance of the updated policy. We encourage you to review this page periodically.

12. Contact us

If you have questions or concerns about this Privacy Policy or how we handle your information, please contact: