Terms of Service

1. Acceptance of terms

By accessing or using the Sahlman Insurance Group website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). Sahlman Insurance Group is a brand of SAHLMAN LLC, and references to "Sahlman," "we," "us," or "our" in these Terms refer to SAHLMAN LLC. If you do not agree, please do not use the Site. These Terms apply to all visitors, users, and others who access the Site.

2. Informational purpose only

The content on this Site is provided for general informational and educational purposes only. Nothing on this Site constitutes, or should be relied upon as:

• Insurance advice, coverage recommendations, or a binding quote
• Financial, investment, tax, or legal advice
• A guarantee of coverage, benefits, or policy terms
• An offer or commitment to provide any specific insurance product

Insurance products and coverage availability vary by state, carrier, and individual circumstances. Always consult with a licensed insurance professional and, where appropriate, a licensed financial or tax advisor before making coverage or financial decisions.

3. Not an offer of employment

Information about career and agent opportunities on this Site is for informational purposes only. Nothing on this Site constitutes an offer of employment, a guarantee of income, or a promise of any specific opportunity. Agents who work with Sahlman Insurance Group do so as independent contractors, not employees. Submission of a career application does not create any employment, contractor, or other relationship unless and until a separate written agreement is executed.

4. No guarantee of results

Any testimonials, case studies, income illustrations, or calculator outputs on this Site are for illustrative purposes only and do not constitute a guarantee of future results. Individual results — whether as a client seeking coverage or as an agent building a career — depend on many factors outside our control. Past results are not indicative of future performance.

5. Intellectual property

The Site and its original content, features, design, and functionality are the property of Sahlman Insurance Group and are protected by applicable copyright, trademark, and other intellectual property laws. You may view, print, and share pages for personal, non-commercial informational purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any part of the Site without our prior written consent.

6. External links

This Site may contain links to third-party websites, including carrier websites, state Department of Insurance sites, NIPR, and other external resources. These links are provided for your convenience and information only. We do not control, endorse, or assume responsibility for the content, accuracy, or practices of any third-party website. Your use of linked sites is governed by their own terms and policies.

7. Disclaimer of warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SAHLMAN LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND CONTRACTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SITE OR ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Governing law

These Terms are governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict-of-law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Mecklenburg County, North Carolina.

10. Changes to these terms

We reserve the right to update these Terms at any time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the Site after a change constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.

11. Contact

If you have questions about these Terms, please contact us: