Life Insurance & Insurance Careers in Florida
Protecting families and developing agents across Florida — from Tallahassee to Jacksonville, Miami, Tampa and beyond.
Estimates only — confirm current requirements with the Florida Department of Financial Services and NIPR.com.
We help Florida families in Jacksonville, Miami, Tampa and across the state protect what matters with coverage shopped across multiple national life insurance carriers. Florida requires 30 hours of approved pre-licensing education for the 2-14 Resident Life license, three of which must cover ethics.
Protecting Florida families
Life happens fast in Jacksonville, Tallahassee, and communities across Florida. A life insurance policy is one of the most important financial decisions a family can make — making sure the people who depend on you are taken care of no matter what.
Sahlman Insurance Group is an independent agency, which means we don't push a single product. We shop multiple national life insurance carriers to find coverage that fits your family's situation and budget — whether that's term life to replace your income, whole life for permanent protection and final expenses, universal life for flexibility, or coverage for your children that locks in low rates early.
A coverage review and quote are always free and come with no obligation. Insurance availability in Florida varies by carrier and product — a licensed agent will walk you through your options.
Families and agents across Florida
From Tallahassee to the state's largest communities — Sahlman agents help families get covered and help driven people build careers.
- Jacksonville, FL
- Miami, FL
- Tampa, FL
- Tallahassee metro area
- Communities statewide
Don't see your city? We serve clients across all of Florida — wherever you are, reach out and we'll connect you.
Build an insurance career in Florida
Florida is a great state to launch an insurance career. Here's a licensing snapshot and how Sahlman can help you get there.
Florida Licensing Snapshot
- Pre-licensing education
- 30 hours (2-14 Life)
- State & exam fees
- From $149 ($44 exam + $50 application + $5 license ID + $49.50 fingerprinting (LiveScan) — $148.50 in total, rounded up. Excludes course tuition.)
- Exam administered by
- Pearson VUE
- State capital
- Tallahassee
Why launch your career with Sahlman?
Getting licensed is step one. Building a real career is a different challenge — and that's where most new agents struggle alone. At Sahlman Insurance Group, we invest in the people we bring on.
- Hands-on mentorship — coached from day one, not handed a login
- Access to multiple national life insurance carriers, so you can serve more clients
- A clear path: licensed → appointed → producing → leadership
- A full-time career, with your own schedule as an independent contractor
- Work from Tallahassee or anywhere in Florida — or remotely
- Commission-based income (see our disclosures for realistic expectations)
How to get your insurance license in Florida
The steps below reflect the Florida licensing path — always verify current requirements with the Florida Department of Financial Services before starting.
- 1
Complete your pre-licensing education
30 hours (2-14 Life)Florida requires 30 hours of approved coursework in life insurance, annuities and variable contracts — 3 of them on ethics — completed within the four years before you apply for the 2-14 Resident Life (Including Annuities & Variable Contracts) license. Some applicants are exempt, including military members, veterans and their spouses. Work through an approved provider, and confirm which course formats Florida accepts before you enroll.
- 2
Pass the state insurance licensing exam
Pearson VUERegister for and pass the Florida life insurance licensing exam, administered by Pearson VUE. Fees and scheduling change periodically — confirm current details with the Florida Department of Financial Services or via NIPR before booking.
- 3
Complete your background check
fingerprinting varies by stateThe license application includes a background check, and many states also require fingerprinting. Confirm Florida's exact requirements — and the current process and approved vendors — on the Florida Department of Financial Services website.
- 4
Submit your license application
via NIPR or state portalApply for your license through the Florida Department of Financial Services portal or NIPR.com. Pay the application fee and submit any required documentation. Processing times vary.
- 5
Get appointed and start protecting families
with Sahlman by your sideOnce licensed, you'll need carrier appointments to sell. At Sahlman Insurance Group, we walk you through appointments with multiple national life insurance carriers and mentor you through your first client appointments.
Official Florida Resources
- Florida Department of Financial ServicesOfficial licensing requirements, forms, and applications
- NIPR.comNational insurance producer licensing portal
- NAIC State Department DirectoryFind all state insurance regulators in one place
Ready to get started?
Once you're licensed, Sahlman Insurance Group helps you take the next step — carrier appointments, mentorship, and a clear path to building a book of business in Florida.
FAQ — Insurance in Florida
Common questions about life insurance coverage and building an insurance career in Florida.
Does Sahlman Insurance Group serve clients in Florida?
Yes. Sahlman Insurance Group is headquartered in Charlotte, NC and serves families throughout Florida. We can help families in Jacksonville, Miami, Tampa and across the state find the right life insurance coverage.
What life insurance products are available in Florida?
We help Florida families with term life, whole life, universal life, children's whole life, accidental death insurance, and annuities & retirement strategies. Because we're independent, we shop multiple national life insurance carriers to find the right fit for your family and budget.
How much does it cost to get a life insurance license in Florida?
Mandatory state and exam fees in Florida start at about $149. $44 exam + $50 application + $5 license ID + $49.50 fingerprinting (LiveScan) — $148.50 in total, rounded up. Excludes course tuition. Approved pre-licensing coursework is an additional cost and varies by provider. Fees change — confirm current amounts with the Florida Department of Financial Services at https://myfloridacfo.com/division/agents and NIPR before budgeting.
What are the pre-licensing requirements in Florida?
Florida requires 30 hours of approved coursework in life insurance, annuities and variable contracts — 3 of them on ethics — completed within the four years before you apply for the 2-14 Resident Life (Including Annuities & Variable Contracts) license. Some applicants are exempt, including military members, veterans and their spouses. The Florida life exam is administered by Pearson VUE. Always confirm current requirements with the Florida Department of Financial Services at https://myfloridacfo.com/division/agents, since states change these rules.
Do I need experience to start a career at Sahlman Insurance Group?
No experience is required. Many of our agents start from scratch. We help you get licensed and then mentor you hands-on through your first appointments. Income is commission-based and not guaranteed — see our disclosures for full details.
More questions? See the full FAQ or contact our team.
Protect what matters most
Get a free, no-pressure coverage review with a licensed Sahlman agent — or explore a mentor-led career in insurance. We’ll give you a straight answer either way.
Prefer to talk first? Call (704) 312-8212